credit history

Lately, we’ve been using our credit cards a lot for our spending. We’ve been buying gifts for our trip to the Philippines. And suddenly I asked myself… what if we can’t pay all of those?! A good credit rating is very important in the US. And I definitely don’t want to ruin mine.

I was browsing the net this morning for bad credit loans and found a website which helps people get back to their feet. I could actually apply for a new credit card in case the need arises. I have quite a few to choose from. More importantly, they will help you regardless of your credit history.